Data Aggregation
Connect to over 5.000 banks
Pay by bank
Upgrade your platform with secure, real-time bank payments
Enable account-to-account payments with instant settlement, lower transaction costs and open banking connectivity
How it works
Let customers pay directly from their bank account using familiar security measures
A seamless payment experience encourages your customers to complete the payment process and choose your service again and again
Go to checkout
Select Pay by bank as your payment method.
Select a bank
Choose your preferred bank to pay from a list of 2700+ banks across Europe and the UK.
Confirm payment details
Review the payment details and give consent to securely initiate the payment before continuing to your bank.
Authenticate with your bank
You'll then be redirected to your bank interface to log in using secure SCA methods and approve the payment.
Success
Your payment has been completed successfully. Open banking instant payments are processed 24/7 and usually complete in seconds.
How it works
Let customers pay directly from their bank account using familiar security measures
A seamless payment experience encourages your customers to complete the payment process and choose your service again and again
Step 1
Go to checkout
Select Pay by bank as your payment method.
Step 2
Select a bank
Choose your preferred bank to pay from a list of 2700+ banks across Europe and the UK.
Step 3
Confirm payment details
Review the payment details and give consent to securely initiate the payment before continuing to your bank.
Step 4
Authenticate with your bank
You'll then be redirected to your bank interface to log in using secure SCA methods and approve the payment.
Step 5
Success
Your payment has been completed successfully. Open banking instant payments are processed 24/7 and usually complete in seconds.
Try Pay by bank
Contribute to a good cause and see for yourself how simple and secure account-to-account payments can be.
Donate to Eurochild
Make a one-time payment
Use cases
Instant payments
for
for
eCommerce
eWallets
Lenders
Corporate payments
Travelling
eCommerce
Reduced card fees and increased checkout conversions
- Upgrade your checkout page by adding a new instant payment method so that customers can enjoy secure payments due to strong customer authentication. Compared to credit or debit card payments, open banking brings in lower transaction fees and faster settlements, resulting in better liquidity for merchants.
eWallets
Instant transfers and top-ups
- Save money on transfers. With open banking, your customers can top up their e-wallet account straight from their bank account without any additional fees.
Lenders
Loan repayment via open banking
- Discover the open banking payment potential. Now your borrowers can securely initiate loan repayments directly from their bank accounts without leaving your lending app. Seamless user experience increases loyalty and boosts revenues.
Corporate payments
Lower-cost payments - any time, from any place
- With Pay by bank, corporates can pay for taxes, utilities, and salaries from their business accounts at any EU and UK bank - directly from accounting, enterprise or government software. The API is flexible and supports recurrent, scheduled, bulk, and batch payments.
Travelling
Quick and secure refunds and transaction settlements
- Supporting open banking-based payments is in every airline, travel agency, or any other tourism company's best interest. Embrace open banking to enjoy secure and affordable transaction settlements and refunds at lightning-fast speeds.
Benefits
Payments reinvented
New lower-cost payment method
Give customers an affordable and faster payment option. Eliminate expensive card processing fees from payments to save money that can be invested smarter
Mitigate risk of fraud
Strong customer authentication adds one more security layer to transactions, reducing the risk of fraud & security breaches nearly to zero
Unrivalled API coverage
Pay from 2,700+ banks across Europe & the UK via one integration. 24/7 monitored bank channel availability for a seamless payment experience without interruptions
Highly secure technology
ISO 27001 certified and meets the highest international privacy and security standards: transaction monitoring, business continuity plan, 24/7 incident monitoring
Flexible approach
We support standardised payment templates, so you don't have to worry about bank or region specifics anymore
Leave technical matters to us
Salt Edge handles all the technical, security, and compliance matters so that you can focus on providing great services based on real-time customers' data
Pay with any bank in Europe & the UK
One API integration to enable instant payments from any bank account at 2,700+ banks across the EU & UK, directly within your platform.
2700+
connections
44+
countries
10+ million
initiated payments
Explore more Salt Edge solutions
Add faster, more secure account-to-account payments to your platform
They trust Salt Edge
Fill out the form to get started